Fees & Insurance 2018-04-02T20:09:00+00:00

FEES & INSURANCE

FEES & INSURANCE

FEES

To schedule your first session, please contact me and click the link below. If you do not reach me, please leave a message on my confidential voicemail. I offer a free 20 minute phone consultation prior to scheduling an initial session.

CONTACT

FEES

To schedule your first session, please contact me and click the link below. If you do not reach me, please leave a message on my confidential voicemail. I offer a free 20 minute phone consultation prior to scheduling an initial session.

CONTACT

PAYMENT POLICY

My fee is $150 per standard therapy session (50 min) for both individuals and couples.  Extended therapy sessions are also offered. Payment is due at time of service, and online storage of credit card information for automatic, recurring processing is the required payment method. I accept debit/credit cards (Visa, Mastercard, Discover and American Express) and HSA/HRA/FSA cards. Please note that 24 hour advance cancellation of scheduled appointments is required in order to avoid being charged for the full session fee.

Insurance

INSURANCE POLICY

I am not an “in-network” provider for any insurance companies and do not bill insurance companies directly; however, you may have an “out-of-network” benefit which allows you to see any therapist, pay directly, and then be partially reimbursed by your insurance provider.  I can provide you with a statement so that you have documentation to submit to your insurance company for reimbursement.  Many insurance companies will cover 50-100% of my fee as an “out-of-network” provider.  However, most insurance companies will not cover couples counseling.

DETERMINING OUT-OF-NETWORK INSURANCE BENEFITS

The best way to determine what portion of my fee may (or may not) be reimbursed by your insurance company is to contact them directly by calling the customer service phone number on the back of your insurance card (there is often a separate phone number for mental health or “behavioral health” services information).  When speaking with your insurance company, you will want to ask them the following questions:  1) What are my “out-of-network” outpatient mental health benefits?  How much of each therapy session will your insurance provider reimburse (this is typically a percentage)?  2) Must I meet a deductible (the amount of money you have to pay before your insurance company will start to reimburse you) before my benefits will begin paying for out of network providers? Have I already paid any of this deductible?  3) Are there any limitations to services (e.g., only a certain amount of money allowed for mental health reimbursements, a limited number of sessions, reimbursement only for certain types of diagnoses, etc.)?

GET HELP WITH YOUR INSURANCE BENEFITS

Want help determining your out-of-network benefits, and whether or not you will be able to get reimbursed for my services through your insurance?  Want help filing your out-of-network receipts to your insurance to get reimbursed for my services?  Check out “Better – Health Insurance Claims Made Simple” or https://www.getbetter.co/ a great new company and smartphone app (this app is only available on the App Store for iOS devices) that is created to help you advocate for yourself to get the most of your insurance benefits.  Better finds the money your health insurance owes you!  Get paid back by your health insurance for your out-of-network therapy, chiropractic care, medical bills, and more.

Insurance

INSURANCE POLICY

I am not an “in-network” provider for any insurance companies and do not bill insurance companies directly; however, you may have an “out-of-network” benefit which allows you to see any therapist, pay directly, and then be partially reimbursed by your insurance provider.  I can provide you with a statement so that you have documentation to submit to your insurance company for reimbursement.  Many insurance companies will cover 50-100% of my fee as an “out-of-network” provider.  However, most insurance companies will not cover couples counseling.

DETERMINING OUT-OF-NETWORK INSURANCE BENEFITS

The best way to determine what portion of my fee may (or may not) be reimbursed by your insurance company is to contact them directly by calling the customer service phone number on the back of your insurance card (there is often a separate phone number for mental health or “behavioral health” services information).  When speaking with your insurance company, you will want to ask them the following questions:  1) What are my “out-of-network” outpatient mental health benefits?  How much of each therapy session will your insurance provider reimburse (this is typically a percentage)?  2) Must I meet a deductible (the amount of money you have to pay before your insurance company will start to reimburse you) before my benefits will begin paying for out of network providers? Have I already paid any of this deductible?  3) Are there any limitations to services (e.g., only a certain amount of money allowed for mental health reimbursements, a limited number of sessions, reimbursement only for certain types of diagnoses, etc.)?

GET HELP WITH YOUR INSURANCE BENEFITS

Want help determining your out-of-network benefits, and whether or not you will be able to get reimbursed for my services through your insurance?  Want help filing your out-of-network receipts to your insurance to get reimbursed for my services?  Check out “Better – Health Insurance Claims Made Simple” or https://www.getbetter.co/ a great new company and smartphone app (this app is only available on the App Store for iOS devices) that is created to help you advocate for yourself to get the most of your insurance benefits.  Better finds the money your health insurance owes you!  Get paid back by your health insurance for your out-of-network therapy, chiropractic care, medical bills, and more.

“Healing is an art. It takes time. It takes practice. It takes love.”

PAVANA

© 2018 JENA PARHAM LCSW.  WEBSITE BY WILSHIRE LENOX.
“Healing is an art. It takes time. It takes practice. It takes love.”

PAVANA

© 2018 JENA PARHAM LCSW.  WEBSITE BY WILSHIRE LENOX.